Finance – Upper Sevier http://uppersevier.net/ Fri, 01 Oct 2021 09:24:40 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://uppersevier.net/wp-content/uploads/2021/05/upper-sevier-icon-150x150.png Finance – Upper Sevier http://uppersevier.net/ 32 32 Vinicius transfer deal, Bale decision – Tottenham’s new attack after Levy solves Kane’s dilemma https://uppersevier.net/vinicius-transfer-deal-bale-decision-tottenhams-new-attack-after-levy-solves-kanes-dilemma/ https://uppersevier.net/vinicius-transfer-deal-bale-decision-tottenhams-new-attack-after-levy-solves-kanes-dilemma/#respond Thu, 08 Apr 2021 02:38:33 +0000 https://uppersevier.net/vinicius-transfer-deal-bale-decision-tottenhams-new-attack-after-levy-solves-kanes-dilemma/

Daniel Levy and Tottenham made a declaration of intent in terms of the team’s attack last summer with Gareth Bale reneging on a one-season loan deal.

So often linked with a return to N17 after leaving for Real Madrid in 2013, Spurs finally struck a deal with Los Blancos to drive club fans crazy.

Carlos vinicius also signed a similar deal with Benfica a few weeks later while Tottenham brings in a striker to compete with Harry kane for a place on the side.

Due to the terms of their current deals, Spurs must make decisions on the duo as they put their plans for the 2021/22 campaign in place.

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So what exactly could Tottenham’s attack look like next season? football.london have a look.

Expenses

The main topic of discussion leading up to 2021/22 is obviously where exactly Kane will be playing his football in August.

The England captain wants to win trophies in his career and Spurs’ form this season hasn’t really helped talk of a summer outing.

Tottenham just can’t afford to let go of a player of Kane’s stature and there are very few clubs right now that have the money Sampling would like if he even considered parting ways with the 27-year-old.

This may indeed mean he stays at Spurs for another year whether he wants to leave or not.

Another big call Levy and Jose mourinho need to do this summer concerns Bale.

Initially taking the time to settle in at the club and get back into top form, the Welshman has scored ten goals and three assists in 26 games in all competitions.

It’s not a bad record considering the minutes he played, what was frustrating for everyone was that it wasn’t until February that he really started to make his debut. in the league, including matches against Burnley and Crystal Palace.



Gareth Bale has nine games to play to convince Tottenham to extend his one-year loan deal
Gareth Bale has nine games to play to convince Tottenham to extend his one-year loan deal

Poor against Arsenal during his 57 minutes on the pitch in their next league game, he was then an unused substitute at Aston Villa before spending the final minutes at Newcastle as they searched for a late winner.

Ball He now has nine games left to convince the club that he deserves a second year on loan from Real Madrid, but it will all depend on what he does on the pitch if he has regular game time.

Maybe a no-brainer if he repeats the form he showed at the end of February, a quiet end to the campaign and he might not be a Tottenham player in August.

There will be other outings on offense this summer with a handful of players likely to leave on loan to gain valuable first-team experience.

Jack Clarke will undoubtedly be one of those after his Stoke City loan was cut short due to injury, while Troy Parrott would benefit from another year away from Tottenham after representing both Millwall and Ipswich Town this season.

Academy player Kion Etete could also take advantage of some EFL experience to help him develop after scoring goals in Premier League 2 this term.

Receipts

One thing is for sure, Tottenham have to sign a striker this summer or they run the risk of the 2019/20 campaign being repeated again when Kane got injured and they had no replacement at the club.

Vinicius has done his job since his transfer on loan from Benfica and the ten goals he has scored in his 24 games could prompt Tottenham to make this transfer permanent.

Spurs have a clause in their loan deal with Benfica to sign him for just over £ 36million, but Levy will most likely try to lower that price if they decide to keep him for the long term.

The aforementioned fees are rather steep for a player who will only be the second choice and Spurs may have to look elsewhere if they cannot sign the Brazilian for a more reasonable price.



BIRMINGHAM, ENGLAND - MARCH 21: Carlos Vinicius of Tottenham Hotspur runs with the ball during the Premier League match between Aston Villa and Tottenham Hotspur at Villa Park on March 21, 2021 in Birmingham, England.  Sports stadiums in England remain under strict restrictions due to the coronavirus pandemic, as government social distancing laws ban fans inside venues, resulting in closed-door matches.  (Photo by Tottenham Hotspur FC / Tottenham Hotspur FC via Getty Images)
Carlos Vinicius hopes to make his move to Tottenham permanent this summer

Mourinho has already confirmed that Dane Scarlett will be with the first team permanently next season and all are hoping his minutes will increase as he looks destined to be a future Tottenham star.

Club supporters are also hoping there will be good news on the contract front at Tottenham Hotspur Stadium, as Son Heung-min has been asked to sign new terms for some time now.

Someone else who could be offered a new deal is Erik Lamela, as his contract is set to expire in the capital in 2022.

A player who always makes a big impact when he’s on the pitch for Spurs and Mourinho adores, Spurs may believe he deserves another contract extension.

Maybe not the summer that many were envisioning in terms of attacking players through the gate, defense is definitely the priority going into next season due to the issues the club have been having there.

Solve this big problem and things will be much better as Tottenham have a plethora of attacking players who can score goals for the fun of it.

What the Tottenham attack could look like

Wingers: Son, Sabitzer, Lucas, Lamela, Bergwijn

Strikers: Kane, Vinicius, Scarlett

It seems there is only one big talking point when it comes to how Tottenham line up in attack.

With Kane playing in the middle and Son operating from the left in a 4-2-3-1 or 4-3-3 formation, the question is who is playing exactly on the right.



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Lucas Moura and Lamela are Mourinho’s big favorites and have played there often, with Steven Bergwijn having a good run at the start of this campaign and also initially after joining the PSV club in January 2020.

An option to play it could also be Marcel sabitzer, which we included in our article on what the midfielder could look like next season, because he’s a very versatile player.

Now mostly used in midfield, whether down center or as a No.10, the Austrian has a lot of experience in the right wing area and he could also be a choice there if Tottenham makes it through to conclude an agreement with RB Leipzig.

Linked to Spurs in the past, football.london understands that the 27-year-old is one of the club’s main targets this summer, but they will have a lot of competition for his services.

One bright spot for Tottenham is that the midfielder will soon enter the final year of his contract and his valuation will drop.

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United Airlines sets new diversity target for pilot training – WPXI https://uppersevier.net/united-airlines-sets-new-diversity-target-for-pilot-training-wpxi/ https://uppersevier.net/united-airlines-sets-new-diversity-target-for-pilot-training-wpxi/#respond Thu, 08 Apr 2021 02:38:22 +0000 https://uppersevier.net/united-airlines-sets-new-diversity-target-for-pilot-training-wpxi/ > Read more trending news In a Press release, the Chicago-based airline said at least half of the new interns will be women and people …]]>

CHICAGO – United Airlines on Tuesday began accepting applications for its new flight school and pledged to focus on diversity in its efforts to train 5,000 new pilots by 2030.

>> Read more trending news

In a Press release, the Chicago-based airline said at least half of the new interns will be women and people of color.

Currently, around 7% of United’s pilots are women and 13% are people of color, according to the Chicago Tribune.

In February 2020, United announced that it had purchased the Phoenix-based Westwind School of Aeronautics and renamed it Aviation academy, Fox News reported. However, recruitment has been halted due to the COVID-19 pandemic.

United said nearly 1,000 pilots had left the company since September, according to the Tribune. Last August, American Airlines said 1,200 pilots had left, while unions said 1,806 Delta Air Lines pilots and more than 500 Southwest Airlines pilots had taken early retirement, the newspaper reported.

“Over the next decade, United will train 5,000 pilots who will be guaranteed employment with United, once they meet the requirements of the Aviate program – and our plan is for half of them to be women and people of color, “United Airlines CEO Scott Kirby said in a Press release. “We are delighted that JPMorgan Chase has agreed to support our work to diversify our ranks of pilots and create new opportunities for thousands of women and people of color who wish to pursue a career in aviation.”

As more people are vaccinated and COVID-19 restrictions ease, the demand for travel increases again, The Wall Street Journal reported. United said last week it would resume hiring of pilots it cut off last year, starting with 300 pilots who had job postings and training plans for new hires delayed by the pandemic , the newspaper reported. On Monday, Southwest Airlines said it recalled more than 200 pilots who had agreed to take extended leave to save money, The Wall Street Journal reported.

“We don’t think (the pandemic) has impacted our hiring prospects,” United chief pilot Mary Ann Schaffer said. Tribune. “On the contrary, it will increase the number of people we may need to hire in the future, especially since air travel appears to be rebounding now.”

United Aviate Academy students can look forward to graduating from the one-year program with a commercial pilot’s license and the experience to start working as a flight instructor, the Tribune reported. Moving from academia to a job at United is expected to take around five years, the airline said.

United plans to work with the Organization of Black Aerospace Professionals, the Sisters of the Skies, the Latino Pilots Association and the Professional Asian Pilots Association to recruit more diverse candidates, the airline said in its Press release. United and JPMorgan Chase have each pledged $ 1.2 million in scholarships this year, and loans will be available.

One year program will cost around $ 100,000, the airline said in its Release.


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ICE HSI Warns the Public to Stay Vigilant Against COVID Fraud https://uppersevier.net/ice-hsi-warns-the-public-to-stay-vigilant-against-covid-fraud/ https://uppersevier.net/ice-hsi-warns-the-public-to-stay-vigilant-against-covid-fraud/#respond Thu, 08 Apr 2021 02:38:12 +0000 https://uppersevier.net/ice-hsi-warns-the-public-to-stay-vigilant-against-covid-fraud/

WASHINGTON – U.S. Immigration and Customs Enforcement (ICE) Homeland Security Investigations (ICE) Highlight First 100 Days of Operation Stolen Promise with Over 500 Criminal Investigations, Over 900 Shipments Seized and over $ 7 million in seized illicit proceeds. HSI reminds consumers to remain vigilant in the face of COVID-related fraud – not only about counterfeiting and other illicit products marketed and sold to U.S. consumers, but also the emerging threat of loan fraud and loan fraud programs. relaunch of the CARES Act.

“While there are no approved treatments for COVID-19, that does not prevent fraudsters from illegally trying to sell these counterfeit or banned products and other medical supplies and test kits to US consumers,” he said. said Alyssa Erichs, Interim Executive Associate Director of HSI. “And now, on top of that, we are seeing a slight increase in CARES law fraud – which has doubled since June. We encourage everyone to be extra careful, especially when logging in online, and be aware of the red flags, to avoid falling victim to fraud. “

HSI launched Operation Stolen Promise in April 2020 to protect the Homeland from the growing and evolving threat posed by fraud and criminal activity related to COVID-19. The initiative combines HSI’s expertise in global commerce, financial fraud, international operations, cybercrime and criminal analysis to investigate financial fraud schemes, importation of prohibited pharmaceuticals and medical supplies, websites defrauding consumers and any other illicit criminal activity associated with the virus that compromises legitimate business or financial systems or endangers the public.

Since then, HSI special agents have opened 570 criminal investigations and arrested 53 people, including: one canadian man for attempting to smuggle unapproved COVID-19 test kits made in China, United States; a Georgia woman for illegally importing and selling an unregistered pesticide through an online program claiming, without any legal basis, that the illegal pesticide would protect people from the coronavirus; a Washington state physician who fraudulently requested more than $ 3 million in Paycheck Protection Program (P3) loans; and one New York City Graduate Pharmacist who violated the Defense Production Act by hoarding and raising the prices of rare N95 masks.

In conjunction with U.S. Customs and Border Protection, HSI seized 911 shipments, mostly of counterfeit substandard medical equipment and supplies, test kits, pharmaceuticals, and alleged COVID-19 treatments.

HSI Special Agents also seized more than $ 7 million in illicit proceeds, including more than $ 2.2 million in fraudulent CARES Act seizures, and recorded more than $ 17.9 million in interrupted transactions and recovered funds.

Cybercriminals immediately turned to COVID-related fraud at the start of the pandemic, first creating websites offering counterfeit personal protective equipment or defrauding customers who paid but never received the products they wanted. ‘they ordered. Some then evolved into fraud schemes offering assistance for stimulus reimbursement checks intended to steal the personally identifiable information of victims, and others offered small business loans and PPP loans in order to defraud victims or to carry out phishing attacks to steal personally identifiable information.

HSI’s Cyber ​​Crimes Center (C3) also discovered cybercriminals setting up scam fundraising websites to carry out phishing attacks on victims or trick them into donating to charity through the scam website. . The latest trend for cybercriminals is to offer pre-orders for vaccines or drugs that cure the COVID-19 virus.

In the first 100 days of Operation Stolen Promise, C3 analyzed nearly 51,000 domains and launched 83 cybercrime investigations.

“Operation Stolen Promise has yielded significant results, both statistically and in terms of the impact the initiative has had on protecting the health and safety of the American public,” Erichs said. When it comes to fraud, a key part of crime prevention begins with public education, which is why HSI created a public awareness campaign to relay critical information related to fraud and related criminal activity to the public. to COVID-19. “

HSI Releases Information On How To Recognize Potential COVID-Related Fraud On Its Operation Stolen Promise webpage, and how to report suspected fraud to the authorities.

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Oregon Legislature: Motels to Housing Converted One Step Further | Local https://uppersevier.net/oregon-legislature-motels-to-housing-converted-one-step-further-local/ https://uppersevier.net/oregon-legislature-motels-to-housing-converted-one-step-further-local/#respond Thu, 08 Apr 2021 02:37:56 +0000 https://uppersevier.net/oregon-legislature-motels-to-housing-converted-one-step-further-local/





PETER WONG Oregon Bureau of Capital

The conversion of hotels and motels to emergency shelters and low-cost housing would be eased under a bill midway through the Oregon legislature.

The House voted 41-12 Wednesday to send the bill to the Senate.

House Bill 3261 would exclude converting hotels and motels purchased for emergency shelter or low cost housing from land use issues in cities and counties. Lawmakers made federal money available for such purchases last year as part of the Turnkey Project, overseen by the Oregon Community Foundation.

Biden Admin to extend the break, student loan interest and collections. White House press secretary Jen Psaki announced the extension at Tuesday’s press conference. The pause in collections will affect more than one million borrowers who have past due loans through private lenders. This step particularly protects 800,000 borrowers who risk having their tax refunds seized, Jen Psaki, press secretary of the White House, via CNN. Calls by prominent Democratic senators to write off $ 50,000 in federal student debt for each borrower have been curbed by President Joe Biden. Top legal experts say Biden has the power to write off student loan debt through executive order and the Department of Education. Biden has indicated his support for some form of student debt relief, but prefers legislative changes over executive orders so they last. There are a lot of steps we are looking at and we will continue to review them and of course be in touch with Leader Schumer about our process, Jen Psaki, White House Press Secretary, via CNN



Representative Pam Marsh, D-Ashland, said some projects have continued but others have stalled despite community support.

“The need to continue zoning changes often gets in the way of large projects,” said Marsh, the bill’s sponsor. “It’s a problem when we have a homelessness and social housing crisis.

“This will allow us to convert hotels and motels that have served tourists and become facilities that will house the most vulnerable among us. As a building meant to take care of people, it doesn’t matter who rests their head on that pillow. “

Marsh represents a neighborhood that lost 2,500 homes to the Almeda fire, which swept through northern Ashland through Talent and Phoenix. It was one of the Labor Day wildfires that swept through Oregon. Many of the displaced residents were low-income families who found themselves with few affordable alternatives for housing.

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Jack Henry’s (JKHY) clientele grows stronger with Univest deal https://uppersevier.net/jack-henrys-jkhy-clientele-grows-stronger-with-univest-deal/ https://uppersevier.net/jack-henrys-jkhy-clientele-grows-stronger-with-univest-deal/#respond Thu, 08 Apr 2021 02:37:31 +0000 https://uppersevier.net/jack-henrys-jkhy-clientele-grows-stronger-with-univest-deal/

Jack Henry & Associates JKHY is constantly gaining traction among community banks and many other financial institutions through Jack Henry Banking.

This is clear from the recent extension of the company’s partnership with Univest Bank and Trust Co.

Univest strives to leverage Jack Henry Banking’s comprehensive solutions portfolio on the back of the extended relationship.

In the wake of the latest deal, Univest uses JHA PayCenter to deliver person-to-person payments by connecting to payment networks in real time.

In addition, JHA OpenAnywhere is used by Univest to strengthen its new base of consumer accounts.

Along with this, Univest uses Jack Henry’s digital Banno platform to integrate modern technology with personalized service.

We believe the extended partnership should contribute well to the performance of Jack Henry’s Core segment in the short term.

Jack Henry & Associates, Inc. (TTM) revenue

Jack Henry & Associates, Inc. Revenue (TTM)

Jack Henry & Associates, Inc. income-ttm | Quote from Jack Henry & Associates, Inc.

Winning clientele

Jack Henry’s latest extended partnership will strengthen his growing customer base.

In addition to the highlighted deal, the State Department Federal Credit Union recently migrated its Episys core IT infrastructure and all of its IT infrastructure to the Jack Henry private cloud environment.

In addition, BankPlus has chosen the SilverLake system from Jack Henry Banking to achieve greater efficiency.

In addition, the First State Bank of the Southeast has extended its relationship with Jack Henry and selected the latter’s digital business lending solution to automate the business lending process.

Final result

We believe the expanding customer base will continue to drive Jack Henry’s top line growth, which in turn will generate optimism among investors in the stock.

The company’s strong momentum in the Core, Payments, Complementary and Enterprise segments will likely continue to help it attract customers to its platform.

In addition, robust technological solutions and expanding customer relationships will strengthen its market position.

Additionally, growing adoption of core solutions, debit and credit processing solutions, card processing solutions, Banno Digital Platform and JHA BankAnywhere underscores the high reliability of Jack Henry’s solutions portfolio. .

Zacks ranking and actions to take into account

Jack Henry currently wears a Zacks Rank # 3 (Hold).

Some better ranked stocks in the wider tech sector are NXP semiconductors NXPI, Analog devices ADI and Agilent Technologies A. All three actions have a Zacks Rank # 2 (Buy). You can see The full list of today’s Zacks # 1 Rank (Strong Buy) stocks here.

Long-term earnings growth rates for NXP Semiconductors, Analog Devices and Agilent Technologies are currently set at 10%, 12.35% and 9%, respectively.

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Two new non-executive directors appointed to the Board of Directors of the Student Loans Company https://uppersevier.net/two-new-non-executive-directors-appointed-to-the-board-of-directors-of-the-student-loans-company/ https://uppersevier.net/two-new-non-executive-directors-appointed-to-the-board-of-directors-of-the-student-loans-company/#respond Thu, 08 Apr 2021 02:37:09 +0000 https://uppersevier.net/two-new-non-executive-directors-appointed-to-the-board-of-directors-of-the-student-loans-company/

The Department of Education (DfE) has confirmed the appointment of Rona Ruthen and Gary Page as non-executive directors of the Student Loans Company.

The three-year appointments began on October 19, 2020.

Rona has 15 years of experience in fintech, financial services and payment solutions, with companies in Israel and the UK. She led the operations of Fintech Curve in the UK and previously led business units and processes in the independent online marketplace Fiverr and the global payments company Payoneer.

Rona is the current Vice President of Client Operations at Monzo Bank. She is responsible for the design and delivery of award-winning customer service and client operations, supporting the bank’s rapid growth.

Commenting on her appointment, Rona said, “I am honored to be appointed to the Board of Directors of the Student Loans Company. This position will allow me to bring my experience in client-focused financial services to support higher education and continuing education.

Gary has worked in the banking industry for over 20 years, primarily at ABN AMRO where he held several positions including Global Head of Markets and Global Head of Commercial Banking.

Most recently Gary has focused on non-executive roles in the public, private and non-profit sectors with a particular focus on positions that facilitate greater social inclusion.

In addition to his role with the Student Loans Company, Gary is currently Chairman of Triodos Bank UK Limited, the UK subsidiary of Triodos Bank NV, one of Europe’s leading sustainable banks and lay member of the South East Employment Tribunal. He is also a director of a Suffolk-based charity that works with families bereaved by suicide.

Upon his appointment, Gary said: “I am delighted to join the Board of Directors of the Student Loans Company as a non-executive director. I know from personal experience the transformative impact that higher education can have on a person’s life. I look forward to playing my role in helping The Student Loans Company continue to grow as a trusted partner by providing students with access to financial services and striving to provide excellent customer service.

Peter Lauener, President of the Student Loans Company, said: “The Student Loans Company enables nearly two million students each year to invest in their future through graduate and further education by providing student finance services. reliable, transparent and accessible.

“I am delighted to welcome Rona and Gary to the SLC Board of Directors. As education remains a key priority for government and decentralized administrations, Rona and Gary’s experience will help strengthen SLC’s board of directors, as we work to deliver an exceptional customer experience for students, graduates. and to our partners in the higher and higher education sectors. . “

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Starling Bank joins Funding Options list of lenders https://uppersevier.net/starling-bank-joins-funding-options-list-of-lenders/ https://uppersevier.net/starling-bank-joins-funding-options-list-of-lenders/#respond Thu, 08 Apr 2021 02:36:30 +0000 https://uppersevier.net/starling-bank-joins-funding-options-list-of-lenders/ Alternative loans

A win-win for the SME loan duo.

Image source: Starling Bank.

Credit centers for SMEs Starling Bank and Financing options join forces to drive small business recovery in 2021.

This morning Financing options announced that Starling will be added to its lender panel, which now includes more than 120 lenders.

The addition of Starling Bank is a key victory for Financing options which has helped SMEs access over £ 850million in CBILS loans over the past 12 months through its partnerships with companies like Iwoca, Lloyds Bank and Financial market.

Starling Bank, meanwhile, has issued over £ 2 billion in government guaranteed loans over the same period and now claims to have a 5% market share among small business accounts.

The partnership should be win-win for both fintechs, with Financing options facilitating more loans and Starling gaining more opinion shares among SMEs, in turn helping it achieve its goal of 18 percent market share among small business accounts over the next five years.

“By forming loan partnerships with credit brokers such as Financing options, Starling makes it easier for small businesses to access the funds they need to survive, grow and prosper, ”said Helene Bierton, banking director at Starling Bank.

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Weak imports lower demand for foreign currency loans https://uppersevier.net/weak-imports-lower-demand-for-foreign-currency-loans/ https://uppersevier.net/weak-imports-lower-demand-for-foreign-currency-loans/#respond Wed, 07 Apr 2021 23:17:43 +0000 https://uppersevier.net/weak-imports-lower-demand-for-foreign-currency-loans/

MANILA, Philippines – Anemic demand for dollars from importers coupled with reluctance by lenders to extend credit further sank foreign currency loans from major local banks last year.

What’s new

Banks loaned $ 16.7 billion under foreign currency deposit units (FCDUs) in December last year, down 3.6% quarter-over-quarter, the Bangko reported on Thursday. Sentral ng Pilipinas (BSP).

Compared to the same period last year, FCDU loans were down 7.7%.

Why is this important

FCDUs are banking units authorized by the BSP to carry out currency transactions, mainly by accepting deposits and granting loans. The funds deposited, in turn, help bolster the country’s dollar reserves, which the government can use during difficult times like the ongoing pandemic.

What BSP says

According to the BSP report, customers of banks that borrowed funds to import capital and consumer goods are not borrowing amid sluggish consumer demand despite looser restrictions since June of last year. Meanwhile, the banks, fearing they will be overwhelmed with unpaid debts, are also not lending.

“The decline in FCDU loans may be due to tightening credit standards as well as lower working capital requirements due to the economic slowdown,” the central bank said.

By the numbers

  • Gross disbursements amounted to $ 13.9 billion in December, up 13.9% quarter-on-quarter, due to “increased financing needs of a branch of a branch of a bank foreign “. Likewise, loan repayments increased by 12.4%.
  • The bulk of FCDU loans have medium to long term maturities, with 80% maturities over one year.
  • The figures also showed that 67% of foreign currency loans were guaranteed by Filipinos, much of which went to local power generation companies with a 17.9% stake.
  • Total foreign currency loan deposits stood at $ 45.1 billion in December, down 1.9% from the previous quarter. But year on year, FCDU deposits increased 9.7%.
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Wheeling businessman, 3 others received millions in fraudulent mortgages https://uppersevier.net/wheeling-businessman-3-others-received-millions-in-fraudulent-mortgages/ https://uppersevier.net/wheeling-businessman-3-others-received-millions-in-fraudulent-mortgages/#respond Wed, 07 Apr 2021 23:17:41 +0000 https://uppersevier.net/wheeling-businessman-3-others-received-millions-in-fraudulent-mortgages/

A former Wheeling man and three others with ties to the northwest suburbs face federal fraud charges alleging they were part of a scheme to illegally obtain at least $ 3 million in mortgages, the US attorney’s office announced on Tuesday.

Andrzej Lajewski, who owned Des Plaines-based Highland Consulting Corp. and Chicago-based Quality Management and Remodeling Inc., conspired with two mortgage professionals and the owner of a home improvement company to perpetrate the fraud, according to an indictment returned Jan. 28.

According to federal prosecutors, Lajewski, 53, fraudulently received millions in mortgage loans by making and causing to make false statements to financial institutions about the qualifications of buyers for the loans.

The false statements concerned employment history, income, assets, the source of the down payment and the intention to occupy the properties of the buyers, the indictment says. In some cases, Lajewski falsely claimed that buyers were employed by his companies, authorities said.

The alleged scheme lasted from 2010 to 2016 and involved numerous properties on the south side of Chicago, federal prosecutors said,

The two mortgage professionals, Agnieszka Siekowski, 46, of Northbrook, and loan officer Aldona Bobrowicz, 45, of Arlington Heights, face multiple counts of fraud at financial institutions with Lajewski; and renovator Andrzej Bukowski, 66, formerly of Wheeling.

Indictments for Siekowski and Bobrowicz are scheduled for Friday before U.S. District Judge Martha M. Pacold. The indictments of Lajewski and Bukowski have not yet been scheduled.

Each count of fraud at a financial institution carries a sentence of up to 30 years in federal prison, prosecutors said.

The indictment was announced Tuesday by John R. Lausch, Jr., United States attorney for the Northern District of Illinois; and Brad Geary, Special Agent in Charge of the US Department of Housing and Urban Development, Office of the Inspector General.

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When screen time meant being on the back porch https://uppersevier.net/when-screen-time-meant-being-on-the-back-porch/ https://uppersevier.net/when-screen-time-meant-being-on-the-back-porch/#respond Wed, 07 Apr 2021 23:17:39 +0000 https://uppersevier.net/when-screen-time-meant-being-on-the-back-porch/

Every few days my iPhone tells me how much screen time I’ve used. The ratio changes from week to week, and I feel lazy and unproductive if the hours are high.

But then I remember our screens giving us the day’s news and the weather. They give us our bank balance and show us pictures of friends. The screens give us directions from our house to someone else’s house in another city, and they tell us how long it takes to get there.

These days, I guess most of us are using more screen time than ever before as we face a pandemic, protests, storms, and elections that heat up daily like fires. on the West Coast. If you want to stay calm, a friend said, don’t look at your screen first thing in the morning. But there is too much going on. The screen wins.

The time spent in front of a screen meant something else. At the end of the summer days when I was a child, screens were attached to the doors and they slammed open and closed all day. Once school started, the banging stopped. One house we lived in had a screened porch where we ate lunch and played cards. The mosquito nets kept out mosquitoes and let in the breeze. Screen time was on every time we were there.

Screen time once meant cartoons on a black and white TV screen. When kids’ shows like Romper Room or Captain Kangaroo came on, I dressed to watch because my big sister told me the people behind the screen were watching us too, and I believed her. All these decades later, it seems more true than ever.

We didn’t play games on a screen, although we would have if they had existed at the time. We played board games on the living room floor. The monopoly took forever but had counterfeit money that we could use when we were playing at the grocery store. Parcheesi had too many rules, but the dice came in little velvet bags in which we hid our treasures. The checkers were clean and straightforward, like an easier version of chess.

My own kids played the same games plus new ones like “Candy Land”. I used to cheat so I could pass earlier, but they still caught me. Their screen time was to watch cartoons and Saturday morning sitcoms like “The Brady Bunch” and “Fantasy Island”. They didn’t have screens in their bedrooms, but they would sneak into the den to watch the big screen when they were supposed to be sleeping. Computer screens were for the boring workplace, not for entertainment. Watching a screen would have been as boring as watching the paint dry. But all that has changed. The screens now come with bells and whistles.

A friend of mine owns a toy store, The Toy Place Downtown. Over the years, she has noticed that too much screen time reduces the attention span of her young customers to a five-second tweet. She wants to slow down the roll, as she puts it, so the kids have to focus, engage in a board game or puzzle, and solve problems.

She sells a game called “Exact Change” so that 5 year olds can learn that money comes in the form of coins and bills and not just mom’s magic card. Another game called “Pay Day” does the same.

When children step out of their screens, they see the real world around them. They even go out, climb trees and race with each other. It’s an old-fashioned idea, but then she runs an old-fashioned toy store. She can’t create a pre-screen world for her young clients, but it’s her mission to try.

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